Beware of the market. Rallies and trends are only sustainable with the consistent influx of people and capital. Unemployment is still an issue, real wages are not trending higher, savings are at record highs (people are spending less), and consumer confidence is low. In the long run it is earnings that drive stock prices and the current economic environment is not one that lends itself to strong corporate earnings. So BEWARE of unsustainable rallies. And while you're at it, get yourself out of debt to prepare for the next big move!